We provide Construction and Engineering Insurance Solutions

Products and Services

Contractors All Risks

  • Covers building, civil and mechanical engineering projects against risks during construction or erection (e.g. flooding, fire or explosion, theft)
  • Also covers Third Party Liability risks
  • Loss of Profits as a consequence of a delay in project start-up can be covered

Proposal Forms



Scintilla Contractors All Risk

Plant All Risks

  • Covers primarily mobile construction plant and machinery against risks of external damage (e.g. accidents on site) and theft.
  • Plant can be underwritten on “New Replacement Value” and “Market Value”.

Proposal Forms


Scintilla Plant All Risk

Machinery Breakdown

  • A machinery breakdown insurance policy provides cover for Sudden and unforeseen physical damage to machinery at the insured’s premises whilst in operation, at rest, or during maintenance.
  • Loss of Profits as a consequence of machine’s downtime can also be covered.

Proposal Forms


Scintilla Machinery Breakdown

Electronic Equipment Insurance

  • Covers electronic/computer equipment against risks of external damage (e.g. dropping, impact), breakdown and theft
  • Loss of Profits as a consequence of machine’s downtime can be covered

Proposal Forms


Scintilla Electronic Equipment Insurance

Civil Engineering Completed Risks

  • Covers civil engineering projects against natural hazards after construction is completed
  • Loss of Profits as a consequence of the damage can be covered

Proposal Forms


Scintilla Civil Engineering Completed Risks

Construction Related Guarantees

  • Bid Bonds/Securities:
    undertaking to issue a guarantee where the contractor is awarded the contract
  • Advance Payment Guarantees
    guarantee to repay the Employer should the contractor use the advance other than for the purchase of the contract materials etc
  • Performance Guarantees
    guarantee that the contractor will perform the work as specified in the contract
  • Retention Guarantees
    guarantee that the contractor shall provide repairs and/or maintenance for a specific period
  • Materials On/Off-Site Guarantees
    guarantees ownership to the employer where the contractor fails to build the materials into the contract works
  • Customs and Excise Bonds
    guarantee that the contractor shall re-import plant and equipment used for neighbour state contracts

Application Form


Latest News

Oando acquires ConocoPhillips Nigerian oil and gas business for $1.5bn

Nigeria-focused oil and gas explorer Oando Energy Resources (OER) on Wednesday announced that it had completed the acquisition of the Nigerian upstream oil and gas business of New York-listed ConocoPhillips for a total cash consideration of $1.5-billion as well as a deferred cash consideration of $33-million. OER believed that the transaction represented a significant opportunity for the company to create scale and significant value for its shareholders, pointing out that the total reserves and resources associated with the transaction amounted to proved and probable reserves of 211.6-million barrels oil equivalent, with best estimate contingent resources of 498.6-million barrels oil equivalent and unrisked best prospective resources of 656.9-million barrels oil equivalent.

Telkom CFO’s disciplinary hearing to resume Aug 6

The disciplinary hearing of telecommunications giant Telkom’s suspended CFO Jacques Schindehütte was set to resume next Wednesday. Telkom said it hoped the hearing would result in a definitive resolution on the matter of Schindehütte’s personal conduct after a long adjournment.