We provide Construction and Engineering Insurance Solutions

Products and Services

Contractors All Risks

  • Covers building, civil and mechanical engineering projects against risks during construction or erection (e.g. flooding, fire or explosion, theft)
  • Also covers Third Party Liability risks
  • Loss of Profits as a consequence of a delay in project start-up can be covered

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Scintilla Contractors All Risk

Plant All Risks

  • Covers primarily mobile construction plant and machinery against risks of external damage (e.g. accidents on site) and theft.
  • Plant can be underwritten on “New Replacement Value” and “Market Value”.

Proposal Forms


Scintilla Plant All Risk

Machinery Breakdown

  • A machinery breakdown insurance policy provides cover for Sudden and unforeseen physical damage to machinery at the insured’s premises whilst in operation, at rest, or during maintenance.
  • Loss of Profits as a consequence of machine’s downtime can also be covered.

Proposal Forms


Scintilla Machinery Breakdown

Electronic Equipment Insurance

  • Covers electronic/computer equipment against risks of external damage (e.g. dropping, impact), breakdown and theft
  • Loss of Profits as a consequence of machine’s downtime can be covered

Proposal Forms


Scintilla Electronic Equipment Insurance

Civil Engineering Completed Risks

  • Covers civil engineering projects against natural hazards after construction is completed
  • Loss of Profits as a consequence of the damage can be covered

Proposal Forms


Scintilla Civil Engineering Completed Risks

Construction Related Guarantees

  • Bid Bonds/Securities:
    undertaking to issue a guarantee where the contractor is awarded the contract
  • Advance Payment Guarantees
    guarantee to repay the Employer should the contractor use the advance other than for the purchase of the contract materials etc
  • Performance Guarantees
    guarantee that the contractor will perform the work as specified in the contract
  • Retention Guarantees
    guarantee that the contractor shall provide repairs and/or maintenance for a specific period
  • Materials On/Off-Site Guarantees
    guarantees ownership to the employer where the contractor fails to build the materials into the contract works
  • Customs and Excise Bonds
    guarantee that the contractor shall re-import plant and equipment used for neighbour state contracts

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Latest News

Workshop hosted to assess SA’s strength and weaknesses ahead of DTT launch

As industry prepares for the launch of South Africa’s digital terrestrial migration, the South African Communications Forum (SACF) hosted a workshop to determine the country’s readiness in terms of compliance of set-top boxes [STBs] and access to funding. The workshop, held in Pretoria, on Wednesday, aimed to assess industry’s strengths and weaknesses, test the readiness of the sector, and close the gaps for a successful roll-out of the long-awaited digital terrestrial television (DTT) platform.

Nzimande outines plans for new R1bn medical university

Higher Education and Training Minister Blade Nzimande has outlined plans for the development of a new health and allied sciences university into which the Medical University of Southern Africa (Medunsa) campus of the University of Limpopo, located in Ga-Rankuwa, will be incorporated. This followed the completion of report and recommendations by a joint technical task team appointed by the Minister in July last year to advise himself and Health Minister Aaron Motsoaledi on the unbundling and incorporation process of the university.