We provide Construction and Engineering Insurance Solutions

Products and Services

Contractors All Risks

  • Covers building, civil and mechanical engineering projects against risks during construction or erection (e.g. flooding, fire or explosion, theft)
  • Also covers Third Party Liability risks
  • Loss of Profits as a consequence of a delay in project start-up can be covered

Proposal Forms



Scintilla Contractors All Risk

Plant All Risks

  • Covers primarily mobile construction plant and machinery against risks of external damage (e.g. accidents on site) and theft.
  • Plant can be underwritten on “New Replacement Value” and “Market Value”.

Proposal Forms


Scintilla Plant All Risk

Machinery Breakdown

  • A machinery breakdown insurance policy provides cover for Sudden and unforeseen physical damage to machinery at the insured’s premises whilst in operation, at rest, or during maintenance.
  • Loss of Profits as a consequence of machine’s downtime can also be covered.

Proposal Forms


Scintilla Machinery Breakdown

Electronic Equipment Insurance

  • Covers electronic/computer equipment against risks of external damage (e.g. dropping, impact), breakdown and theft
  • Loss of Profits as a consequence of machine’s downtime can be covered

Proposal Forms


Scintilla Electronic Equipment Insurance

Civil Engineering Completed Risks

  • Covers civil engineering projects against natural hazards after construction is completed
  • Loss of Profits as a consequence of the damage can be covered

Proposal Forms


Scintilla Civil Engineering Completed Risks

Construction Related Guarantees

  • Bid Bonds/Securities:
    undertaking to issue a guarantee where the contractor is awarded the contract
  • Advance Payment Guarantees
    guarantee to repay the Employer should the contractor use the advance other than for the purchase of the contract materials etc
  • Performance Guarantees
    guarantee that the contractor will perform the work as specified in the contract
  • Retention Guarantees
    guarantee that the contractor shall provide repairs and/or maintenance for a specific period
  • Materials On/Off-Site Guarantees
    guarantees ownership to the employer where the contractor fails to build the materials into the contract works
  • Customs and Excise Bonds
    guarantee that the contractor shall re-import plant and equipment used for neighbour state contracts

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Latest News

The self-driving truck leaps from the drawing board, promising a revolution

The future changes constantly. Where it once favoured the car over the horse, then the introduction of new, fuel-efficient, low-emission engines, it is now inhabited by the self-driving car and truck. In fact, the debate around self-driving vehicles, or autonomous drive, has in recent months eclipsed the conversation around reduced carbon dioxide emissions, and whether we will all drive around in electric vehicles by 2020.

Zulu assures existing SMME support programmes won’t be scrapped

Despite a degree of ambiguity around the transfer of small business-focused promotion programmes from under the auspices of the Department of Trade and Industry (DTI) to the newly formed Department of Small Business Development (DSBD), Small Business Development Minister Lindiwe Zulu has confirmed that these programmes are unlikely to be abandoned. “We’d like to put in on record that the current programmes under the DTI will continue because business cannot afford any form of vacuum.